Debt is for ding-dongs… and other superwoman rules for living.

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Debt is for ding-dongs… and other superwoman rules for living.

Women are freaking amazing, arent we? We are lovers and leaders, nurturing and naughty, mommas, aunts, sisters and friends. We’ve ridden wonderful highs and fought back from ridiculous lows. We manage households, run companies, wipe tushies and prop up others while birthing big dreams and planning for futures to come. For ourselves and for others. Let’s face it. Women kick some serious ass. 

We are from a hundred different backgrounds and have had thousands of unique life experiences, but there is one thing we all have in common: We want the life of our dreams to become the reality of our present. 

We want what we want, am I right? We want things to roll right, money to flow (and stay), happiness, peace excitement and love, sweet love. It doesn’t really matter what your definition of a dream life looks like. Every gal’s dream flavor is different. What matters is that you find a way to make it real.

Here’s what I know: 

Any dream can be achieved with the right plan and the right choices. I don’t care what it is. Any goal. Any dream. A-N-Y. Period. 

Here’s the catch: 

If you truly want to make that dream real, then every single moment of your life matters. Within every moment is a choice between the reality of today and the dream of tomorrow. Want the dream? Then you have to make the right choices. And girls… We all know that isn’t as easy as it sounds. 

Life bumps us around, so we all need guard rails to help keep our choices moving forward on the road to tomorrow. I believe those guard rails are the RULES you create for yourself. To keep moving forward instead of backward, there simply have to be some hard-line, non-negotiable, rules that you live by every single day.

In the spirit of “life’s guard rails,” I have some rules for myself that have worked well for me over the years. I call these my “Superwoman Rules for Living.” This isn’t just about money though y’all. These are the basic rules for living free and moving forward like the superwoman that you really are. I hope you enjoy them.


Every choice you make in life should be measured against the yardstick of your personal growth. Every. Single. One. I don’t care if it’s a tiny little choice like whether or not to wear the red lipstick in the morning (the answer is almost always yes) or something huge like whether to stay in a relationship that doesn’t serve you. Every choice should be deliberate and designed to lead you toward a better you or a better future. 

Here are some easy examples of choices that happen every day. Changing your choice toward growth will cost you nothing, but reap huge returns in your life immediately:

When you wake up: 

Are you choosing to wake up early so you have time to prepare and plan for the way your day will progress? Or are you sleeping in, hitting the snooze, and running out the door letting circumstance hit you in the ass as many times as it wants to? It’s a choice. Choose what helps you grow.

What you put in your mouth:

Are you choosing to fuel your body in a way that gives you energy? Or are you choosing to skip breakfast, fuel your day with soda and empty calories, then crash and burn in an exhausted heap at the end of the day?  It’s a choice. Choose what fuels you so you have the energy to accomplish whatever goals and tasks you’ve planned to push you forward.

What comes out of your mouth: 

Are you choosing to speak positive, affirming words to yourself and others? Or do you catch yourself spitting angriness, gossiping about people or complaining about the general suckiness of life? Your words are a choice. They can either inspire you to move forward or they can keep you stuck in the mire. Choose words that push you forward.

Who you surround yourself with:

Are you choosing people in your life that not only support your dreams, but also work to push themselves toward growth? Or are you hanging with people that are stuck in a cycle of negativity and drama? If it’s the latter, it’s going to be hard for you to rise above that circle. The people you surround yourself with are a choice. In order to move toward your dreams, you may have to find a circle that believes in them. Choose people that will lift you higher, just by being around them. 


Avoid debt at all costs. 
Debt is for ding-dongs.

And before you get upset with me, I don’t mean you’re a ding-dong for having debt at all. Almost everyone does to some extent. It’s hard to avoid these days. Debt can be an investment in your future. House payments, student loans or business ventures all have the potential to propel you forward. Credit cards and loans for fancy cars… not so much.

By definition, debt means that you are living in the negative in some way. Yes, it means you owe money. But if you’re not really careful, it debt can move beyond being a monthly bill into something that rules every part of your life. It can easily turn into something that is always lingering between you and a sense of freedom, and that kind of debt doesn’t fit the superwoman lifestyle.

Debt, if it makes you feel overpowered in any way, is for ding dongs, not strong women. Pay it off. 

Think you can’t pay it off? Think again. 

It may not be easy, but it is doable. If you’re in a situation where you haven’t been able to pay down your debt in a timely manner, then it’s time to take a look at your lifestyle. It will simply take the will to make some truly necessary changes. 

We want the designer handbag. The newest phone. The bigger house. We need food, shelter and electricity. Making smart choices about where you are spending your money can get you out of ding dong-dom and into superwoman world in no time. 

Debt is a choice. 
Choose your future dream instead.


Superwomen never quit.

Life gets hard. It just does. But if you want that dream life, you cannot give up. If you follow rules number 1 and 2, this one will become much, much easier to live by. 

It doesn’t matter where you came from or where you are now. With the right plan and the right choices, you can be anything you truly want to be. That dream life will start to materialize right in front of your eyes. Sounds like a sappy affirmation, I know. But I promise that it is the truth.  

You just have to want it badly enough to put up those guard rails and be the superwoman you have always been. 

By | 2019-09-20T18:13:05-04:00 September 10th, 2019|Choice, Goals, motivation, Personal Growth|0 Comments

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