17 11, 2018

Planning ahead can reap big rewards… sometimes you can even get things for FREE!

By | 2018-12-03T13:56:04-04:00 November 17th, 2018|Planning|0 Comments

Check it out...  I was able to fill these carts with $679.16 of items for my home using my credit cards points!! I literally didn't spend a penny of my hard earned cash. I know....I know it may seem skeptical, but over time I have built my points up that I was able to cash in and get $1500 in gift cards to Home Depot and the kicker....I NEVER paid my credit card company a penny in interest. I am a [...]

18 09, 2018

The Envelope Accountability System

By | 2018-12-03T14:26:20-04:00 September 18th, 2018|Budget|0 Comments

Budgeting doesn't have to be complicated. In fact, the basics are EXTREMELY simple. The HARDEST part about budgeting is holding yourself accountable because the REASONS we break our budget aren't black and white. They're an emotional issue.   When I began my "5 year plan" for the future as a young woman, my solution was to make budgeting and saving as simple as possible... so I went for the basics and established an envelope accountability system for myself. And you [...]

1 07, 2018

Time to GO TO THE MATTRESSES. FIGHT for the life you really want.

By | 2018-07-01T15:34:05-04:00 July 1st, 2018|motivation, Rising|0 Comments

Sunday afternoons are good for catching up with work and planning the week ahead, but let’s be honest.. Sometimes that happens in front of the TV. Today, as I was filling out my day planner (yes, I still write things down.. with a pencil!) the movie “You’ve Got Mail” was on. You know that one from the 90’s with Meg Ryan and Tom Hanks? I had seen it a million times, but today I realized: It’s all about Rising Above. There [...]

29 03, 2018

Better choices lead to better changes

By | 2018-03-29T13:41:04-04:00 March 29th, 2018|Choice, motivation|0 Comments

It’s that time of year again… spring has officially sprung (kinda… brrr!) and we’re all making plans about what to do when our TAX REFUNDS hit our mailboxes! Woo HOOOO!!! The thrill of extra money! It’s exciting! It’s emotional! (“Finally I’ll feel free to spend a little!”) And quite often, that mini-windfall is burning hundreds of hot little holes in our pocket. What to do? How ever shall I spend it?? Wheeeeeeeeee!   “After I pay some bills, maybe I’ll get [...]

28 03, 2018

The holy sh*t moment

By | 2018-03-28T11:45:31-04:00 March 28th, 2018|Choice, Worry|0 Comments

"Oh holy sh*t.. NOW what do I do???" Raise your hand if you've felt like this at least one time in the past 90 days when the bills come rolling in. Don't be shy... Raise that hand, because you are not alone. I call this a "holy sh*t moment," and it happens ALL THE TIME to smart women just like you, all over the world. Life happens. Things break. People get sick. Maybe we even make a financial choice or two [...]

7 03, 2018

Light That Freaking Fire

By | 2018-03-07T15:53:21-04:00 March 7th, 2018|Choice, motivation, Rising, Uncategorized, Worry|0 Comments

Dealing with money issues every day can make us feel like a big old pile of ashes. Burned up. Burned out. Gray, dull, soft and smushy. No spark. No light to shine. No anchor. Like if the wind blew hard enough… you could blow away at any minute. I know it’s pretty hard to believe that you can make a real difference in your life when everything  seems so fragile. BUT YOU CAN. Because there’s a fire burning inside of YOU [...]